Monday, June 16, 2008

California Screamin'


Robert Reich, former Secretary of Labor and currently a professor at the University of California at Berkeley (read: elitist) is “delighted” with the high price of gas because he believes it will force people to start using public transportation. Of course, when asked why he still commutes by car he admits, “I’ve never been able to organize myself around their schedules.” Interpretation: Public transportation is good for the ‘little people’ – I’m far too important to associate with the huddled masses. Besides, it’ll help free up the traffic on the highways and make my commute a whole lot easier – after all, I’ve got young minds to warp, you know.”

The city of Vallejo, CA has filed for bankruptcy (its proximity to San Francisco should come as no surprise). For me, this is simply the inevitable result of the irresponsible behavior of many indulgent Americans who quite frequently choose to default on their obligations because there’s no longer any shame associated with bankruptcy – today it’s just an available, often convenient, recompense that rewards recklessness.
While this occurs all across the country, I’m picking on California because the housing boom we’ve experienced over the past few years was more pronounced there; just as is the precipitous downtrend they’re suffering through now. And whether real or artificially inflated, higher home prices translate into higher appraisal values which equates to higher tax revenues for local governments. However, when Vallejo’s budget started to get squeezed as a result of decreased tax revenues due to the slump in housing prices, they didn’t bother to try finding ways to make things work by doing with less, they simply declared bankruptcy – ‘help me Nanny-State’.
Why be accountable? It’s the American dream to become a homeowner. So who cares if you secure financing by overstating your income, buy more home than you know you can afford, and put little or no money down?! And who could guess that those lower initial interest adjustable-rate mortgages would actually adjust annually? It’s not fair, you expect me to adhere to the terms of my contract?!
And the lenders who crafted all their byzantine subprime loan schemes seem puzzled that subprime borrowers with a poor credit scores and a delinquent payment histories would fail to pay their mortgage? What are we suppose to do when we can’t refinance buyers into a legitimate loans and they now owe more than their homes are worth? Since when does a boom ever go bust? Help us Father Congress, please absolve us from our responsibilities.
What’s been largely overlooked in this mortgage and housing crisis is that the financial risks associated with any loans are always offset – usually through higher interest rates, increased fees, and other credit enhancements. As Bear Stearns’ chief executive stated before a congressional hearing in Washington, just as President Bush was orchestrating a federal bailout for their neglectful performance (and risking our country’s financial future in the process), “the impetus [for the run] was a lack of confidence, not a lack of liquidity.” These banks, much like the city of Vallejo, enjoyed the spoils while the market was riding high but are now running to the government to help them avoid paying their ‘bills’.
I don’t know about you, but I don’t enjoy having to shoulder the burden for people, or organizations, that make poor choices. Sadly, this fallout has impacted everyone – including those of us who choose to follow the rules (yeah, I know . . . we’re suckers).

As if it couldn’t get any worse, many banks are now breaking the law by not paying backlogged homeowner association fees for the foreclosed homes they’ve taken ownership of once the buyers default. Foreclosed properties add to the existing inventory of homes on the market and drag down home prices. When these homes aren’t properly maintained, entire neighborhoods are made to suffer. Banks need to be held accountable for their slipshod loans, as well as for maintaining the homes they’ve brought to foreclosure.

Last week, John McCain said he was “intrigued by a man on Mars” – I think we all know the man he has in mind.

Learned a new word last week that I’ll most likely never get to use again: paraskevidekatriaphobia . . . the fear of Friday the 13th.

Overheard from the office: Female coworker to copy machine: “You have enough paper, you bitch.” I can especially relate to this since I swear at inorganic objects habitually. Any one else suffer this peculiarity?

6 comments:

Thus Spake Ortner said...

My favorite story about Reich was when my college buddy Guy Glodis asked him at a rally if his mom had left him in the dryer too long, accounting for his short stature.

Seemingly his brain was also left in too long.

nunya said...

A 30 minute bus ride, compared to a 5 minute car ride is not much of an inconvenience, however, not being able to get home from work by public transport after 9 pm is a bit difficult to deal with. Also, the privatization of the public transport system means that when the gas prices go up, instead of waiting till the buses start to fill up more, the routes were immediately cut. And then there isthis

cheapofraud1 said...

Daniel Bruno Sanz would like to share his Huffington Post essay with you;
http://www.huffingtonpost.com/daniel-bruno-sanz/obama-2012_b_234874.html
Please post it on your website and send your link to us for inclusion at DanielBrunoSanz.com
Follow us on Twitter at Twitter.com/DanielBrunoSanz
Regards,
Navas
Here are the keyords in the essay:
13th Amendment, 14th Amendment, 2012 Election, B.E.T., Barack Hussein Obama, Booker T. Washington, Bryant Park, Cipriani's, Colin Powell, Criminal Industrial Complex, Deb Slott, Do The Right Thing, Heidi Klum, Hip-Hop, Mark Penn, Melting Pot, Pink Elephant, Racism, Reconstruction, Robert Johnson, Seal, Segregation, Shelby Steele, Sidney Poiter, Sonia Sotomayor, Spike Lee, Tavis Smiley, Terrence Yang, The Dance Flick, To Kill a Mocking Bird, Virginia Davies, W.E.B. Dubois, Zero Mostel, Politics
Prologue to Obama 2012
We approach the future walking backwards, our gaze forever fixated on the past. Predicting the future is not a passive exercise; we invent it every day with our actions.
I began the sketches for what would ultimately become Obama 2012 in March 2007, a month after Barack Obama declared his candidacy. I had spent much of the previous 18 months living abroad as an entrepreneur and statesman of sorts, and I was slightly out of touch with the pulse of life on the street in the United States. I learnt about Sen. Barack Obama’s Springfield, IL speech formally declaring his candidacy for president of the United States through one of the international cable news channels and thought how great it would be to have a fresh start after years of mediocrity in Washington and a plummeting reputation around the world.
By September, after what seemed like raising a six-month-old child, my sketches had turned into Why the Democrats Will Win in 2008 the Road to an Obama White House. It was my answer to the burning question everyone had back in March: Can he really win? Actually, not everyone thought it was a question. For many people, including Mark Penn, director of the Clinton campaign, the answer was an easy “no way.” This strategic blunder made it that much easier for the Clinton campaign to be defeated. Then there were Black pundits like Shelby Steele, a fellow at the Hoover Institution, who came out with a 2007 book entitled A Bound Man, Why Obama Can't Win.
Being Black did seem to be an automatic disqualification, but then why did someone need to write an entire book arguing what should have been patently obvious? Joint Chiefs of Staff Gen. Colin Powell came to my mind and I remembered that he could have run for president in 1992 as a war hero. But Colin Powell was Ronald Reagan’s protégé and got a special pass on the race question. Black conservatives like Justice Thomas, Condoleezza Rice and Colin Powell were careful to disassociate themselves from liberal thinkers and activists like Jesse Jackson, who lost, as expected, the 1984 and 1988 Democratic primaries. Ultimately, Colin Powell, in spite of all his honors, declined to run for president. His wife Alma feared for his safety. Common sense said that a candidate like Obama, for numerous insurmountable reasons, didn't stand a chance of winning the Democratic primary, let alone a general election in which 10% of the electorate is African American and Republicans controlled the White House for 20 of the preceding 28 years. But I decided that Obama's chances merited a closer examination. In it, I would bring to bear my gambling skills.

cheapofraud1 said...

On the 64th anniversary of the atomic bombing of Hiroshima, essayist Daniel Bruno Sanz has written a unique piece about the nuclear arms race and the Black experience on film:

  http://www.huffingtonpost.com/daniel-bruno-sanz/bad-dreams-from-my-grandf_b_250751.html

You may post it on your website and follow us at Twitter.com/DanielBrunoSanz

Here are the Keywords:
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Anonymous said...

Ours is an envionment where evil is perceived to be rewarded while good is punished. As with everything the Gods have a reason for creating this perception::::
People who fall on the good side of the good/evil scale have more favor, and when they do something wrong the Gods punish them BECAUSE THEY WANT THEM TO LEARN. The Gods want them to receive this feedback in hope they make corrections and begin to behave appropriately. The Gods DON'T like evil and refuse to grant this feedback.
EVERYBODY pays for what they do wrong, only evil people must wait until their next life before they will experience the wrath of the Gods, manifested in their reincarnation as a lower form of life into environments with increased/enhanced temptations.
Sadly, this allows the Gods to position this perception of evil rewarded as temptation, one which they use as an EXTREMELY effective corruptor.

Both Africa and the Medittereanean are regions which have sexual issues. This is a sign of morbid disfavor once you understand that females are the God's favored gender. Muhammad's (Mohammed's) polygamy halfway through his life as a prophet was preditory. Now a huge percentage of Muslims believes in male superiority and that the abuse of women is God's will. Female genital mutilation is still practiced in Africa. Black misogyny is the most eggregious example in the recent past.
Black member size is temptation to a predisposed population.
The patriarchal cancer spread throughout Europe because of Christianity, of which the majority of policy makers were Italian men.

Militancy in Africa is consistant with the Iraqi example, as was slavery and the KKK here in America:::Fear enforces proper behavior. Without it we see what happens as a result of gross/morbid disfavor:::::AIDS, crack babies, dead young men in gangland retaliation killings. This is the purpose behind many black's historical tendancy towards resistance.
The same principle was true in Europe and throughout the world for centuries:::People whom lived under iron fists were conditioned to think the right way. As a result they experienced higher numbers of children accend into heaven because they were taught to think and behave appropriately. Our preditory envionment of "freedom" was the primary purpose the Gods had when implimenting this strategy that is the United States, one which they used to spred the cancer of democracy and westernization throughout the world. And the Gods use this tool that is America to prey on the disfavored both at home and abroad.

Even the Old Testiment is not to be taken literally, but the Gods do offer clues throughout to help the disfavored:::The apple is a tool of temptation used to corrupt Adam and Eve and cast them out of the Garden of Eden.
There is another lesson to be learned from this passage, and it is quite similar to the vailing issue and the discourse over women's attire which ultimately died in the 70s:::Women are responsible for and control the fate of mankind.

Think about what I say. Consider what I teach. Society is going to become disturbingly ugly as we approach the Apocalypse due to spiralling, runaway disfavor.
I do not know when this will occurr, but it is the God's way to grant some time before they end on Planet Earth.
Make the decision to always be good and never look back. Until you do this technology will employ tactics to test your resolve:::Ridicule, beligerance, doubt and refusal to abandon what people perceive to be their "investment".
Pray daily. Think appropriately. Too many are confident, unaware of the God's awesome powers or their status as antients. Others may fall prey to their positioning.
Be humbled, God-fearing and beware of the God's temptations, for everyone is tested to evaluate their worthiness.

Search for the remainder of this document. Blogster/spot only allows 4000 charecters.

You coward. You servant. You blind man.
Back to the front.

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